You must use our banking services lawfully and responsibly. Unauthorized use may result in suspension or termination of your account.

You are responsible for safeguarding your account credentials, PINs, and other security information. Report suspicious activity immediately.

All fees are disclosed on our website and account statements. CITICAPITOL may update fees with proper notice to customers.

We collect and process your data according to our Privacy Policy. By using our services, you consent to this data handling.

CITICAPITOL is not responsible for losses due to unauthorized use, technical errors, or events beyond our control.

We may modify these terms at any time. Customers will be notified of significant changes via email or our website.

These terms are governed by U.S. laws and the jurisdiction where CITICAPITOL operates. Disputes will be handled according to applicable regulations.