Guiding Principles
Integrity & Trust
All operations are conducted with honesty, fairness, and consistency, ensuring the bank earns the confidence of clients and market participants.
Market Transparency
Accurate and timely disclosure of transactions, market positions, and pricing ensures confidence among clients, regulators, and counterparties.
Governance & Oversight
Board-level committees enforce rigorous compliance and risk management, supervising adherence to policies and regulatory obligations.
Client-Centric Responsibility
We safeguard the financial interests of clients, ensuring accountability in every transaction and decision-making process.
Innovation & Excellence
We leverage advanced technology, analytics, and market insights to optimize client experience and operational efficiency.
Sustainability & Ethics
Every initiative aligns with responsible banking practices, promoting long-term stability, environmental responsibility, and ethical conduct.
Annual Commitment & Review
Each fiscal year, CITICAPITOL performs a comprehensive review of its adherence to the U.S. Money Markets Code. This includes evaluating internal processes, client engagement, regulatory updates, and market developments. Our annual declaration covers:
- Internal audits of all money market operations.
- Staff training and compliance refreshers.
- Updates on governance and oversight structures.
- Review of risk mitigation and contingency protocols.
- Enhancements in client reporting and transparency measures.
Risk Management & Oversight
CITICAPITOL maintains a robust risk management framework specifically tailored for money market activities. Our approach includes:
- Daily monitoring of market exposures, interest rate movements, and liquidity positions.
- Stress testing and scenario analysis to evaluate potential market shocks.
- Compliance with leverage, liquidity, and capital adequacy standards set by U.S. regulatory authorities.
- Independent oversight by risk and audit committees ensuring proactive detection of potential operational risks.
- Client protection protocols to minimize counterparty, settlement, and credit risks.
Client Assurance & Transparency
CITICAPITOL is committed to ensuring that clients understand the principles and safeguards underpinning money market activities. Our transparency initiatives include:
- Regular reporting on investment positions, market exposures, and returns.
- Clear disclosures of fees, transaction costs, and settlement terms.
- Client advisory programs providing guidance on best practices and market updates.
- Open communication channels for questions, concerns, and regulatory updates.
Download Our Full Statement
Access the official CITICAPITOL Statement of Commitment detailing governance, compliance, and operational principles aligned with the U.S. Money Markets Code.
