Capital Adequacy
We disclose our Tier 1 and Tier 2 capital, capital buffers, and the methodologies used for internal capital adequacy assessment. Our approach ensures resilience, regulatory compliance, and optimized capital allocation for sustainable growth.
Credit & Market Risk
CITICAPITOL manages credit, market, and operational risks through rigorous assessment, monitoring, and mitigation strategies. Our risk management framework integrates advanced analytics, scenario analysis, and stress testing to safeguard assets and client interests.
Leverage & Liquidity
Our leverage ratio is maintained conservatively to protect capital and ensure stability under economic stress. Liquidity coverage ratios and contingency funding plans are actively monitored, providing confidence in operational continuity during volatile markets.
Governance & Risk Oversight
CITICAPITOL operates under a robust governance framework ensuring accountability, risk oversight, and regulatory compliance at all levels. Our Board Risk Committee and Internal Audit teams monitor financial, operational, and compliance risks, aligning strategic decisions with prudent risk management principles.
- Independent oversight by Non-Executive Directors
- Comprehensive internal controls and risk monitoring
- Regular stress testing and scenario analysis
- Transparent reporting to regulators and stakeholders
- Continuous improvement of risk frameworks and policies
Reporting & Transparency
CITICAPITOL commits to full transparency in its risk and capital reporting. Our Pillar 3 disclosures are published quarterly and annually, providing investors, regulators, and customers with detailed insights into:
- Capital adequacy and buffer calculations
- Credit risk exposures and provisioning
- Market risk positions and mitigation strategies
- Leverage, liquidity, and funding ratios
- Governance, board oversight, and committee activities
- Stress testing results and scenario analyses
Latest Pillar 3 Reports
Contact Our Risk & Compliance Team
risks@citicapitol.com
Phone: +1 (800) 555-RISK
