Powering next-generation financial innovation through secure, compliant, high-availability Open Banking APIs.
Citicapitol Bank provides a fully compliant **PSD2 MCI (Market Connect Interface)** that enables fintechs, PSPs, and regulated third-party providers (TPPs) to securely connect to our infrastructure. Built on global best practices, our open banking framework ensures **strong customer authentication (SCA)**, **real-time API performance**, and **regulatory transparency** across all transactions.
Full adherence to PSD2, EBA guidelines, GDPR, and global cybersecurity frameworks. Our compliance engine ensures ongoing monitoring and automated reporting for TPPs.
A high-performance gateway supporting AES-256 encryption, mutual TLS, rate-limiting, and automated failover for enterprise-grade reliability.
Digital onboarding, certificate registration, access validation, and automated technical compliance checks to reduce integration time from weeks to hours.
Innovate freely with our full-featured sandbox, mirroring live production systems with simulated accounts, payment journeys, and authentication flows.
Our infrastructure provides real-time monitoring to ensure peak performance across all fintech integrations.
Only available to licensed PSD2-compliant institutions.
Get an instant-issued debit card with zero annual fees and global ATM access.
Monitor balances, pay bills, and transfer funds securely through your phone anytime.
Get help from our support team at any hour — online, by chat, or phone.
Get an instant-issued debit card with zero annual fees and global ATM access.
Monitor balances, pay bills, and transfer funds securely anytime.
Get help from our support team any hour — online, chat, or phone.
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