Letters of Credit (LC)

Enabling secure global trade through internationally compliant, digitally enhanced Letters of Credit solutions — trusted by corporations, importers, exporters, and financial institutions worldwide.

Citicapitol Bank Letters of Credit (LC)

Global Trade Assurance Backed by Bank-Grade Security

Citicapitol Bank provides a full suite of UCP 600-compliant Letters of Credit, ensuring reliable payment execution between trading partners. With advanced verification tools, SWIFT connectivity, and multi-level risk mitigation, we support importers and exporters across every industry and market.

Documentary Letters of Credit

Guarantees payment to exporters when trade documents meet the agreed terms. Ideal for both established and new international partnerships.

Standby Letters of Credit (SBLC)

Functions as a payment guarantee or performance bond in case obligations are not fulfilled. Used in global trade, construction, energy, shipping, and government contracts.

Transferable & Revolving LCs

Flexible LC structures that support complex supply chain arrangements and continuous shipments over extended periods.

Next-Generation LC Processing

Built on global banking standards and advanced digital infrastructure, our LC platform offers seamless processing, faster turnaround times, and unparalleled security.

Trade Finance

How Our LC Process Works

1. Application

Submit LC details through our secure digital platform or through a relationship manager.

2. Review & Approval

We assess the applicant’s credit profile and validate trade documentation.

3. Issuance

LC is issued over SWIFT to the beneficiary's bank with all terms defined.

4. Payment / Settlement

Payment is made once compliant documents are presented and verified.

Comprehensive Risk Mitigation Tools

Fraud Prevention

AI-driven fraud detection, digital signature verification, and real-time monitoring.

Political & Country Risk Protection

Mitigation strategies for cross-border contracts, emerging markets, and volatile regions.

Compliance & Regulatory Support

Fully compliant with UCP 600, ISP98, ISBP guidelines, and global AML policies.

Open a Letter of Credit with Confidence

Get expert guidance and secure financing for your international trade transactions.

Apply Now